For a HARP Program Refinance Loan, how do I know if Fannie or Freddie has my Florida mortgage?

125% Refinance Options: HARP®, FHA or VA Streamline Explained – The key component to being eligible for a HARP® refinance is to find out if your loan is owned by Fannie Mae or Freddie Mac. If it is owned by Fannie Mae or Freddie Mac, then you possibly can qualify for a HARP® refinance. If it is a FHA or VA loan, then you won’t qualify for the HARP® refinance program.

The HARP Program Guide – – The Freddie Mac Enhanced Relief Refinance Mortgage provides opportunities to borrowers with existing Freddie Mac mortgages who are making timely payments, but are unable to take advantage of the standard Freddie Mac "no cash-out" refinance offering because the new mortgage exceeds maximum loan-to-value (LTV) limits.

What is the harp mortgage refinance Program? – HARP Loans – What is the HARP Mortgage Refinance Program? In today’s economy, making your mortgage payment can be a challenge. The HARP Loan Program was developed to help those responsible homeowner’s who have made payments on-time, but have been unable to refinance due to various conditions.

HARP Loan Program: How Does It Work? – Since the mortgage crisis is no longer top-of-mind, underwater homeowners may not know about the Home Affordable Refinance Program, better known as HARP. First, your loan must be owned by Freddie.

Underwater refinance without HARP? – In addition, the administration is asking Congress to approve a program that would allow underwater borrowers with non-Fannie or Freddie mortgages to refinance into an FHA mortgage..

At Third Federal Savings, one of this region’s biggest mortgage lenders, interest in HARP has waned, said spokeswoman Jennifer Rosa. When the program. And the loan can be serviced by any bank, but.

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Underwater on your mortgage? This program could help – Mike Paige, mortgage loan officer for Bank of America Home Loans in Livonia, said he has worked on HARP. by Fannie Mae or Freddie Mac. "We’ve heard that since the program was launched in 2009,

HARP Refinance Program ends on 9/30/17 – Compare Home Loan. – When Fannie and Freddie buy loans from mortgage companies those companies both make a profit off the loan while at the same time freeing up capital to make still more mortgage loans. If the loan amount is at or below the maximum amount and the loan is owned by either Fannie or Freddie the HARP 2.0 program is an option.

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Do You Qualify for Obama Refi Program? – – freddie mac relief refinance mortgage rules. The existing loan, new loan or both may be a so-called “super-conforming” loan limit within the applicable loan limit for the area. If the original loan is covered by mortgage insurance, the insurer must agree to transfer the insurance to the new loan.