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CONSTRUCTION FLORIDA LAND LOAN FHA Interest Rates – February 2015 PDF Average Interest Rates for FHA-Insured 30-yr fixed rate One. – Average Interest Rate 3.60 3.53 3.50 3.48 3.46 3.52 3.56 3.59 3.53 Number of Cases 118,460 108,973 102,740 120,689 101,944 103,052 111,498 114,013 881,369 Average Interest Rates for FHA-Insured 30-yr Fixed Rate One living unit home mortgages*Top Construction-to-Permanent Loan – During the construction phase you will pay only the interest that has accrued on the amount of loan funds actually disbursed to the builder and/or used to purchase the land. The interest only rate is locked up front. The interest rate of your permanent loan can be locked upfront based on the current market rate you qualify for today.
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