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Mortgage | Envision Bank | Envision Bank – Adjustable-Rate Mortgage (ARM) A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. These loans are sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages). A variety of terms are available. Fixed-Rate Mortgage (FRM)

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Mortgage broker – Wikipedia – A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products.

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